Insurance Coverage in 2026

 

At Better Minds, we aim to make your care as accessible and stress-free as possible. In 2026, we have full (100%) coverage agreements with Zorg en Zekerheid, Stad Holland, and DSW. This means your treatment costs are handled directly with your insurer no invoices or upfront payments needed. You are only responsible from your own risk (eigen risico) amount based on your aggrement with the insurance provider. 

​

We are also in the process of finalising agreements with additional insurers, so that more clients can benefit from direct billing.

​

For all other Dutch health insurance providers, our care is reimbursed under basic mental health coverage, typically between 65% and 100%, thanks to our Quality 4.0 status as a non-profit care institution (instelling).

​

To use your insurance coverage, you’ll need:

• A referral letter from your general practitioner (huisarts)

• A valid BSN number

​​

If you have any questions about your insurance coverage or reimbursement, our team is happy to assist. Please read below for detailed information about billing, deductibles, and private care options.​

​

What Does Your Care Journey Look Like?

​

• Step 1: Intake Consultation
  This diagnostic session helps us understand your needs and create a personalized treatment plan.

• Step 2: Treatment Consultations
  Ongoing sessions focused on helping you achieve your mental health goals.

• Step 3: Follow-ups
  Continued support to sustain your progress and well-being.

 

How does the billing work if you are not insured with one of the contracted insurer providers?

We partner with Infomedics to handle your invoices seamlessly. Here’s what you can expect:

• You’ll receive an invoice from Infomedics at the end of each month for your past consultations.

• Simply pay the invoice, and submit it to your insurer for reimbursement.

 

Good News for Zorg en Zekerheid, DSW & Stad Holland Clients

If you’re insured with Zorg end Zekerheid, DSW or Stad Holland, we’ve got you covered! We’ve arranged direct billing with DSW, so you won’t have to pay upfront or go through Infomedics—less hassle for you.

​

Understanding Reimbursements and Deductibles for International Insurances

​

• Reimbursement rates differ for international insurances, so please check for with your insurance providers.  

• 9-12 sessions free of charge per year with AON clients. 

• Working with many international insurance companies. 

 

Requirements for Insurance Reimbursement

​

​​​​To use your coverage from your health insurance is simple and require only a referral letter from your GP(huisarts, general practitioner) or POH GGZ for treatment of common psychological disorders classified in DSM V such as depression, anxiety, post traumatic stress disorder and so on. 

​

Child and Adolescence Care Information

​

Better Minds is a newly developing mental healthcare provider, and we are committed to completing our agreements as quickly as possible. While we're crafting agreements with local municipalities for youth care reimbursement, we offer services at our standard private consultation rates. The costs are as follows:

• Individual session youth care (45 minutes):  €124,00.

• Family session (60 minutes): €189,07

​

Private Care Without GP Referral

​

We understand not everyone might seek a formal referral. Hence, we offer private care without needing a DSM-5 diagnosis or basic insurance coverage.

• Individual consultation (45 min): €164,17.

• Partner/family/relationship consultation (60 min): €189,07.

 

For any financial queries, our dedicated team is here to guide you, ensuring you get quality care. Reach out to our secretariat or your practitioner for assistance.

​

No Show

​

Please cancel appointments at least 24 hours in advance to avoid a charge. Cancellations later than this will incur a €64,00 fee.

​​

NZa Regulated Care Codes and Service Rates 

​

These codes and rates are standardized by the Dutch Healthcare Authority (NZa) and ensure transparency in costs, making it easier for you to submit claims to your insurer and receive the reimbursement you’re entitled to. You can see from the following link a list of costs published by NZa. 

​

• Tariefbeschikking Geestelijke Gezondheidszorg en Forensische Zorg (TB/REG-25608-02)

​

​​​​

​

​

​

​